THE EFFECT OF FINANCIAL INCLUSION ON ENHANCING FINANCIAL STABILITY IN IRAQ FOR THE PERIOD (2004-2018)

Authors

  • Ghusoon Thamud Muhammad Al-Humairi , Prof. Dr. Abdulkhleq DubaiAbdulmahdiAl-Jubouri , Asst.Prof. Dr. Ehab Abdulsalam Mahmood

Abstract

Financial inclusion is one of the means by which monetary policy objectives can be achieved, represented in reaching financial stability in any national economy.

This is from one hand, and on the other hand, financial inclusion is a goal of the central bank, through which it access to reach financial services for all segments of society.And the reality of inclusion Financial differs among Arab countries, especially Iraq.

According to the levels of development of the economic and political conditions, also the development of the banking sector, as these countries suffer from many factors that weaken the infrastructure of financial and banking institutions which cause reduction in the levels of financial inclusion to decrease and lead to an impact on financial stability.And through my analysis of the research, I found that the low level offinancial inclusion of the banking sector, high rates of inflation, deterioration and loss of confidence in financial and banking institutions, and high rates of poverty and unemployment, all these factors and others have led to individuals preferring to keep their money despite the risks of keeping it and depositing it in financial and banking institutions.

 

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Published

2020-11-01

How to Cite

Ghusoon Thamud Muhammad Al-Humairi , Prof. Dr. Abdulkhleq DubaiAbdulmahdiAl-Jubouri , Asst.Prof. Dr. Ehab Abdulsalam Mahmood. (2020). THE EFFECT OF FINANCIAL INCLUSION ON ENHANCING FINANCIAL STABILITY IN IRAQ FOR THE PERIOD (2004-2018). PalArch’s Journal of Archaeology of Egypt / Egyptology, 17(6), 10189-10203. Retrieved from http://mail.palarch.nl/index.php/jae/article/view/2585